Stay the Writ and Vary the Judgment
Apply to vary a judgment within 21 days of becoming aware of it
Download and complete a form N244 "application notice" and a form N245 "Income and Expenditure".
The court fee for an ex-parte N244 application is £50. If you are on a low income, claim court fee remission online and put the application reference number on your form N244.
Then apply to the High Court in London or the district registry that issued the writ.
Applications should be made at the High Court in London because court staff at local district registries often not familiar with the procedure.
Warning! Do not negotiate repayments with a bailiff. They charge more fees and you will never be out of debt.
The High Court master will grant a temporary stay on the writ and Transfer the claim back to the County Court, provided you pay the judgment in amounts specified on the Order.
You can ask for costs if bailiffs were instructed while you were paying the creditor agreed instalments.
This also stops bailiff's fees, execution costs and the transfer fee - saving you thousands!
If the application to vary the judgment is dismissed by the High Court master, then the enforcement power is still live. If you do not have the money or the goods to pay the debt, then in all probability the debt dies. Bailiffs cannot take what you don't have.
You should take steps to secure your home and your car from bailiffs.