Taking possession of computer hardware itself is not illegal. However, taking the data stored on them can hold bailiffs liable as this information could potentially be exploited to reset passwords via email and access the victim's bank accounts.

This extends to removing a vehicle that contains a laptop or other digital hardware with access to online banking information stored within.

While police intervention is not applicable due to bailiff actions being classified as a civil matter, it is advisable to report data theft to the police through the non-emergency 101 number for insurance purposes.

This caution extends to all hardware types, including gaming consoles, mobile phones, smart TVs, and tablets, as they often store crucial login details for online purchases.

If the data on the hardware is damaged or destroyed by the bailiff, they are liable for damages under Paragraph 35 of Schedule 12 of the Tribunals Courts and Enforcement Act 2007.

In cases where the data is deemed sensitive and must not fall into unauthorised hands, an emergency injunction can be sought to recover the hardware containing the specified data and bank account information.

Should unauthorised transactions occur in your bank accounts after bailiffs seize a laptop or other equipment containing login details, prompt reporting to the police and notifying your bank is essential.

Reimbursement for losses incurred from raided bank accounts can be pursued through making a claim against the bailiff and the creditor.

Computer hardware valued at under £1350 and used for trade, business, or study purposes is considered exempt goods, warranting a claim to exempt goods.

In instances where data recovery efforts prove futile, seeking legal assistance from experts to assess replacement costs and quantify losses stemming from bank account breaches is recommended.